- Net profit : €1,060m
- Business line NBI : €9,516m(+4.8%)
- Low cost of risk at 16 bps
- Group RONE
- 14.4% (+6.2 points)
A high-performing bank
Increased earnings
Strong commercial activity
- Outstanding loans : 74.9bn (+8%)
- Home loan originations : €15.1bn (+19.2%)
- Consumer finance originations : €2.6bn (+10.6%)
- CIB originations : €23.4bn (+10.2%)
- Life insurance new money : €29.7bn (+15.6%)
- Net new money invested in on and offbalance sheet savings products €3.4bn
- Business lines’ cost-income ratio : 65.6% (-4.6 points)
A robust balance sheet structure
- Total assets : €746bn
- Total capital ratio : 19%
- CET1+ ratio : 14.7%
A regional network
- 17,000 contact points spanning the whole of France
- 38 regional business centres across seven regional departments including the French overseas departments
Providing close support for customers
- 64 million customers in France and abroad
- 10 million active retail customers
- 46 million CNP Assurances policyholders
- 308,000 corporate and local public sector customers
Committed employees
- 32,000 working for and on behalf of La Banque Postale
- 92/100 on the gender equality index
International development
- 11th largest bancassurer in the euro zone
- 19 host countries worldwide
- 3rdl argest insurer in Brazil
