A high-performing bank

Increased earnings

  • Net profit : €1,060m
  • Business line NBI : €9,516m(+4.8%)
  • Low cost of risk at 16 bps
  • Group RONE
  • 14.4% (+6.2 points)

Strong commercial activity

  • Outstanding loans : 74.9bn (+8%)
  • Home loan originations : €15.1bn (+19.2%)
  • Consumer finance originations : €2.6bn (+10.6%)
  • CIB originations : €23.4bn (+10.2%)
  • Life insurance new money : €29.7bn (+15.6%)
  • Net new money invested in on and offbalance sheet savings products €3.4bn
  • Business lines’ cost-income ratio : 65.6% (-4.6 points)

A robust balance sheet structure

  • Total assets : €746bn
  • Total capital ratio : 19%
  • CET1+ ratio : 14.7%

A regional network

  • 17,000 contact points spanning the whole of France
  • 38 regional business centres across seven regional departments including the French overseas departments

Providing close support for customers

  • 64 million customers in France and abroad
  • 10 million active retail customers
  • 46 million CNP Assurances policyholders
  • 308,000 corporate and local public sector customers

Committed employees

  • 32,000 working for and on behalf of La Banque Postale
  • 92/100 on the gender equality index

International development

  • 11th largest bancassurer in the euro zone
  • 19 host countries worldwide
  • 3rdl argest insurer in Brazil