Thanks to its public banking accessibility function, La Banque Postale guarantees people who are excluded from the classic banking system universal access to free, simple and essential banking services. The banking accessibility function is provided through Livret A accounts.
La Banque Postale is thus obliged to open a Livret A for ‘any person who requests it’, to accept the opening of a Livret A from €1.50 and to authorise deposits and withdrawals from this same amount. Lastly, all account holders are allowed to use the account for certain payments and withdrawals. 1.5 million La Banque Postale customers, i.e. nearly 5 million people including families, benefit from this banking accessibility function, which is vital for social cohesion.