- Book attributable net profit up 66.6% to €1,060 million
- Attributable net profit excluding PPA adjustments of €1,846 million (up 83.6%)
- Higher business line net banking income, up 4.8%1 at €9,516 million
- Contribution of international activities to net banking income up 18% (2021: 14%)
- Improved business line C/I ratio at 65.6% (down 4.6 pts)1, reflecting a positive jaw effect
- Low cost of risk at 16 bps (€216 million)
- Increase in Group RONE2 to 14.4%, reflecting profitability above the targets
1. Excluding registration duty on the portfolio of over 7,600 housing units acquired by CNP Assurances from CDC Habitat, based on a comparable scope of consolidation and at constant exchange rates.
2. RONE = Attributable net profit/Average risk-weighted assets capitalised at 14%, excluding PPA adjustments.