Key Financial figures and ratings

KEY FINANCIAL FIGURES

Financial Results at December 31th 2019

  • Net banking income: € 5,647 m
  • Operating expenses: € 4,692 m
  • Gross operating profit: € 955 m
  • Pre-tax profit: € 1,059 m
  • Attributable net profit : € 780 m
  • Common Equity Tier 1 fully loaded : 12,2 % 

Commercial results at December 31th 2019

  • Outstanding sight deposits: € 61,9 mds (+6,1 % / 2018)
  • Home Loan outstanding: € 63,8 mds (+5,6 % / 2018)
  • Consumer credit outstanding: € 5,2 mds (+6,1 % / 2018)
  • Corporate credit outstanding: € 23,2 mds (+25,4 % / 2017)
  • Local Public Sector credit outstanding: € 10,2 mds (+17.2 % / 2017)