2018 Annual results
- Resilient earnings and a solid balance sheet
FINANCIAL RESULTS
First Half 2018 Results
- Higher NBI vs. H1 2017
- Contained operating expenses and a cost of risk that remains very low
- A strong balance sheet
2017 Annual results
Results up on dynamic sales momentum
- NBI growth in a continuing low-interest rate environment
- Managed operating expenses
- Lower cost of risk
- Higher results
First Half 2017 Results
Good commercial momentum buoyed by credit and income from subsidiaries.
- A change in NBI impacted by non-recurring items in H1 2016
- A significant decrease in operating expenses and the cost of risk
- A confirmed financial strength
- Commercial momentum confirmed