Key Financial figures and ratings

KEY FINANCIAL FIGURES

  • 10.5 million active customers
  • 17,000 outlets
  • 11.2 million deposit accounts

Financial Results at December 31th 2017

  • Net Banking Income: € 5,687 m (+1.5 % / 2016)
  • Operating expenses: € 4 619 m (+0.7 % / 2016)
  • Gross Operating profit: € 1,068 m (+5.2% / 2016)
  • Profit before tax: € 1,138 m (+11.3 % / 2016)
  • Net income, Group share : € 764 m (+10.1 % / 2016)
  • Common Equity Tier 1 fully loaded : 13,4 % 

Commercial results at December 31th 2017

  • Livret A outstanding: € 59.9 bn (+0.6 % / 2016)
  • Retail demand deposit: € 55.9 bn (+7.4 % / 2016)
  • Home Loans outstandings: € 58.5 bn (+4.8 % / 2016)
  • Consumer credit outstanding: € 5.0 bn (+2.6 % / 2016)
  • Corporate credit outstanding: € 20.7 bn (+43.5 % / 2016)