Key Financial figures and ratings

KEY FINANCIAL FIGURES

Financial Results at December 31th 2018

  • Net banking income: € 5,570 m
  • Operating expenses: € 4,615 m
  • Gross operating income: € 955 m
  • Profit before tax: € 1,039 m
  • Net income, Group share : € 726 m
  • Common Equity Tier 1 fully loaded : 11,7 % 

Commercial results at December 31th 2018

  • Outstanding sight deposits: € 58.4 mds (+4.4 % / 2017)
  • Home Loan outstanding: € 60.4 mds (+3.4 % / 2017)
  • Consumer credit outstanding: € 4.9 mds (+1.9 % / 2017)
  • Corporate credit outstanding: € 18.5 mds (+40.5 % / 2017)
  • Local Public Sector credit outstanding: € 8.7 mds (+7.2 % / 2017)