A subsidiary of Le Groupe La Poste, La Banque Postale is a unique and singular bank driven by the Post Office values of local presence and the highest level of service.


A young bank in a changing world, La Banque Postale has unique potential in the French banking market. With the support and involvement of its teams, it is making fast progress with the implementation of its development and transformation plan, which is entirely focused on customer satisfaction.
In a context where interest rates are remaining at a historically low level, the net banking income continues to grow and the cost-income ratio has improved to 82.1%. La Banque Postale has a sound financial structure, reinforced in 2015 by an issue of €750 million of Tier 2 subordinated securities.

  • 10.8 million active private customers
  • More than 400,000 customers businesses, professionnals, social economy actors and local public sector bodies

Net Banking Income
€ 5.602 billion, (-2.5% relative to 2015)
Excluding home savings provision: -6.3%

Consolidated net banking income: 5,602M€
Pre-tax income: 1,023M€
Net income, Group share: 694M€
Ratio Common Equity Tier 1*: 13.7%
* Ratio phased-in CRDIV-CRR. The fully loaded ratio is estimated at 14.2%.